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Business Credit Officer
Job Information
Company: Evocabank CJSC Location: Armenia, Yerevan
Employment Type: Full Time Open Dates: 07-03-19 00:00 To 31-03-19 23:59
Category: Banking, Accounting, Financial Salary: Competitive
Experience: 3 year(s) Preferred Age: --------
Education: Bachelor Degree (BS) Preferred Gender: --------

Job Description
The Business Credit Officer will be responsible for customer attraction and for creditworthiness evaluation and analysis of loan applications.

Job Responsibilities
-Actively promote bank loan products
-Responsible for consultancy for customers on required documents, loan term and conditions
-Collect and verify the financial information submitted by the customer
-Review and analyze financial statements
-Identify potential customer’s needs and their appropriate management
-Monitor the status of applications
-Analyze due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.
-Prepare and present required reports and documentation to the necessary signatories
-Evaluate the credit risk of clients before the credit committee
-Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.)
-Make collections and track loan repayments
-Responsible for ensuring payments are made on time and in the correct amount

Required Qualifications
-Higher education in the fields of Economics or Finance
-At least 3 years of work experience in the Bank as a Business Credit Officer
-Computer skills, experience in working with Armenian Software
-Awareness of business crediting procedure; awareness of Armenian Banking Legislation
-Strong interpersonal and communication skills, strong work ethics
-Ability to work in teams
-Problem-solving and decision-making skills, high sense of responsibility
-Excellent knowledge of Armenian language
-Good knowledge of Russian and English languages is a plus

Application Procedure
Interested applicants should submit their CVs in Armenian language to: or send to EVOCABANK head office at: Hanrapetutyan Str. 44/2, Yerevan 0010. Please, put "Business Credit Officer" in the subject line of the e-mail. Only shortlisted candidates will be interviewed. Please clearly mention in your application from where did you learned of this job opportunity.
Please, clearly mention that you have heard about this position from career portal.

About Company
Evocabank provides fast, simple, innovative services and stands out by active use of the latest information technologies. Our focus is on developing mobile services. We will work in mobile-first format, taking into account convenience of using it via app first when designing a new service. The world is becoming digital and we should be ready for that.

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